Wedding Insurance: Insuring Your Big Day

The need for wedding insurance rises as more and more people begin to plan destination beach weddings abroad. According to the U.S. standards, the average wedding cost around $27,000 dollars.  Weddings planned in popular beach destinations can easily double this amount.  If you are considering having a beach wedding abroad or have already made the decision to, getting an insurance policy to protect your wedding is highly recommended.



Why should I get a policy?

Planning a wedding can be very stressful.  You are spending tons of money for what will be considered the most important day of your life.  Your wedding can be looked at as an investment. You are investing in once in a lifetime memories that you and your family will enjoy for the years to come.  Why not buy a wedding insurance policy that will cover this investment?  Countless things can happen to ruin your planned beach wedding. From unexpected illnesses to weather problem and travel delays, you need to make sure that you can get your money back if a problem arises.

What is covered?

What is covered by the wedding insurance policy that you choose for your beach wedding abroad will depend on how much coverage you purchase.  The cheaper the plan, the less coverage you will have.  The following mishaps can be covered by a wedding insurance policy.

Weather

  • Illness or injury that affects your wedding plans
  • No shows – vendors, officiates, etc.
  • Your wedding attire
  • Wedding location

Travel plans or delays

You will be able to choose a policy that best works for you.  Smaller things such as wedding gifts can also be covered if you choose to add it to your plan.  Different insurance companies will offer different plans. What is covered with one may not be covered with the other.  It is important to read the fine print in each wedding insurance contract to ensure that you will get what you are paying for in event that you need it.  Do not be fooled by gimmicky policies that serve only to take your money.

If you are planning your beach wedding abroad at a resort, ask the resort if they have an insurance policy to cover the cost of your wedding.  Thoroughly read the resorts cancellation policy. If you resort has no cancellation policy available and no insurance plan to cover it, it is recommended that you seek wedding insurance from a third party. If you do not do this, you will be at risk of losing a great deal money.  Having insurance to cover your wedding plans will give you peace of mind about your wedding.  Do not let mishaps sneak up on you. Be prepared in case you have to make changes to your wedding plans. Protect your wedding investment by buying an insurance policy that will work for you.  The small price that you pay for the policy can save your tons of money in the long run.

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